Tuesday, September 9, 2014

Lawsuit Protection - Personal Umbrella Liability Insurance

Life is unpredictable. If the unexpected happens, you want to get your life back to normal as quickly and smoothly as possible. Farmers can help ensure you have the coverage you want to protect your family's assets.

With a Personal Umbrella policy, you have additional coverage over and above the liability limits of your underlying policies*. Your assets as well as your future earnings are covered.

With legal costs and lawsuits on the rise each year it is important to have an insurance program that will perform when you need it the most.

Additional benefits
Besides providing increased liability limits, a Personal Umbrella policy gives you these additional benefits:

  • You are covered against claims that may not be covered by your underlying policies for Homeowners, Auto liability and Watercraft liability, such as libel, slander or defamation of character.
  • You are covered anywhere in the world.
  • You are covered for defense costs and attorney fees associated with claims against you that are covered by your Personal Umbrella policy, but not by your primary policies. These expenses are paid in addition to your policy limit.

Call us today at (816) 228-2886 to learn more about an umbrella policy.

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